Terms of Service
These terms govern your access to and use of the Wisterquon platform, including our website, analytical tools, and related services.
1. Acceptance of Terms
By accessing or using the Wisterquon website, platform, or any associated services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Service.
These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Wisterquon ("we," "us," or "our"). We may update these Terms from time to time, and continued use of the Service after such updates constitutes acceptance of the revised Terms.
2. Description of Service
Wisterquon provides an AI-driven analytical platform that applies predictive modelling and automated logic to portfolio data supplied by or on behalf of the user. The Service is intended to support informational and analytical purposes and does not constitute financial, investment, legal, or tax advice.
We do not guarantee the accuracy, completeness, or timeliness of any output, projection, or recommendation generated by the Service. All outputs should be independently verified before being relied upon for any decision.
3. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement in order to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide is accurate and current.
4. Account Registration and Security
Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.
We reserve the right to suspend or terminate any account that we reasonably believe has been compromised, used fraudulently, or used in violation of these Terms.
5. No Financial Advice
Wisterquon is not a registered investment adviser, broker-dealer, or financial institution. Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any security, instrument, or asset. All investment decisions remain solely your responsibility, and you should consult a qualified, independent financial professional before acting on any information provided by the Service.
Past performance of any modelled scenario, strategy, or methodology is not indicative of future results. Markets are inherently unpredictable, and no analytical system can eliminate risk of loss.
6. Acceptable Use
You agree not to use the Service to:
— Violate any applicable law, regulation, or third-party right;
— Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
— Upload or transmit malicious code, or interfere with the integrity or performance of the Service;
— Misrepresent your identity or affiliation, or use the Service on behalf of a third party without authorisation;
— Resell, sublicense, or redistribute access to the Service without our prior written consent.
We reserve the right to suspend or terminate access for any user found to be in breach of this section, with or without prior notice.
7. Fees and Payment
Where the Service is offered on a paid subscription or fee basis, applicable pricing, billing cycles, and payment terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law.
We reserve the right to modify pricing with reasonable advance notice. Continued use of the Service following a pricing change constitutes acceptance of the new pricing.
8. Intellectual Property
All content, software, models, trademarks, and materials associated with the Service are the property of Wisterquon or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works based on the Service without our prior written consent.
Any feedback, suggestions, or ideas you submit regarding the Service may be used by us without obligation or compensation to you.
9. Data and Privacy
Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and safeguard information submitted through the platform. By using the Service, you consent to the practices described therein.
10. Disclaimers
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.
You acknowledge that any reliance on analytical outputs, projections, or automated logic generated by the Service is at your own risk.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Wisterquon, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, whether based on contract, tort, negligence, or any other legal theory, even if advised of the possibility of such damages.
Our total aggregate liability arising from or relating to these Terms or the Service shall not exceed the amount paid by you, if any, for access to the Service during the twelve (12) months preceding the claim.
12. Indemnification
You agree to indemnify and hold harmless Wisterquon and its affiliates, officers, and employees from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
13. Termination
We may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct that we determine, in our sole discretion, violates these Terms or is otherwise harmful to other users, us, or third parties. Upon termination, your right to use the Service will immediately cease.
You may discontinue use of the Service at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by applicable mandatory law.
15. Changes to These Terms
We may revise these Terms from time to time to reflect changes in our Service, legal requirements, or business practices. We will indicate the date of the most recent revision at the top of this page. Your continued use of the Service after any such changes constitutes your acceptance of the revised Terms.
16. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms will remain in full force and effect.
17. Contact
Questions regarding these Terms should be directed through the contact channels made available on our website. This page is a general informational draft and does not constitute legal advice; please consult qualified counsel to tailor these Terms to your specific jurisdiction and business circumstances.